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Ben
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Post #1: 13th Jul 2018 6:55 AM 
Good Luck Boc, without getting into specific things that I look at when buying a house. Stuff that a good inspector should look at anyways, so you should be good.

The one thing that I have always carried as well and it's pretty cheap and may not be necessary until you start a family, but I have always carried Mortgage Insurance, just because if I die, I don't want my wife to not have to worry about the mortgage payment. I carry this aside from our normal life insurance policies.

 
   
Ben
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Post #2: 13th Jul 2018 8:31 AM 
farlig @ 13/7/2018 7:15
Ben @ 13/7/2018 6:55

The one thing that I have always carried as well and it's pretty cheap and may not be necessary until you start a family, but I have always carried Mortgage Insurance, just because if I die, I don't want my wife to not have to worry about the mortgage payment. I carry this aside from our normal life insurance policies.



Have you compared the cost of the mortgage insurance to simply upping your life insurance by the amount of your mortgage balance?


Sorry grammar is fundamental. I carried it until I had life insurance. Our house is nearly paid off now anyways and we haven't carried it for years. It was important to me though until we were able to carry a decent life insurance policy.
 
   
Ben
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Post #3: 13th Jul 2018 8:32 AM 
Even though I have escrow, why does it feel like I have to constantly bug the financer to pay the shit off?
 
   
Ben
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Post #4: 14th Jul 2018 6:08 AM 
Radon mitigation isn’t that bad I installed a system last year had about $250 invested in all the parts. The two quotes I got were $600-$800. as long as you don’t have a difficult route out of the house.
 
   
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